Jamie Roach, Author at JWR Accountants

When to use Personal Finance to Support your Business

Using Personal Funds for Your Business? Here’s How to Qualify for Interest Tax Relief.

There may be times when raising funds through your company isn’t straightforward—especially with tighter lending conditions or delays in accessing business finance. In these situations, some directors or shareholders choose to borrow personally and then introduce those funds into the company, either by lending the money to it or subscribing for shares. While personal borrowing […]

Using Personal Funds for Your Business? Here’s How to Qualify for Interest Tax Relief. Read More »

Spring Statement 2025 Explained: Clarifications and Highlights

Leave a Comment / Budget Announcement / Jamie Roach

The Chancellor’s Spring Statement 2025 delivered as promised – no major tax announcements – but there were important clarifications and updates which may affect you or your business. We’ve summarised the key points below: Making Tax Digital (MTD) – Timeline Updates The government has now confirmed that MTD for Income Tax will apply to most

Spring Statement 2025 Explained: Clarifications and Highlights Read More »

Risks of Running a business as a sole director

The Risks of Having a Sole Director for Your Company

Leave a Comment / Business Advice / Jamie Roach

Running a business as a sole director may seem straightforward, but it carries significant risks that can create operational and legal challenges. Recent developments, including legal cases, highlight why relying solely on one director could jeopardise the continuity and decision-making capability of your company. Here’s what you need to know: If Something Happens to the

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Effective Tips for End of Year Tax Planning

Leave a Comment / Tax Advice / Jamie Roach

As we approach the end of the tax year, it’s important you’re fully utilising the available tax reliefs. Here are four key areas to consider before the year-end: If you have any questions or would like assistance in ensuring you’re making the most of these tax-saving opportunities, please don’t hesitate to reach out.

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Changes to Employers’ NIC: What They Mean for Your Business

Leave a Comment / Payroll Advice / Jamie Roach

The recent UK Autumn Budget has introduced several changes to Employers’ National Insurance that will impact most businesses. What are the key changes? 1. Increase in Employment Allowance The Employment Allowance, which is a government initiative that allows businesses to reduce their employer’s National Insurance contribution, has been raised from £5,000 to £10,500. This is

Changes to Employers’ NIC: What They Mean for Your Business Read More »

Did the Chancellor make you rethink your future?

Leave a Comment / Business Advice / Jamie Roach

The UK’s changing Capital Gains Tax regime has had a profound effect on business owners over the years, influencing their decisions on investing, holding, or selling assets. Since it was first introduced by a Labour Government in the 1970s, there have been a total of ten changes to Capital Gains Tax rates and reliefs which

Did the Chancellor make you rethink your future? Read More »

Recent Changes to Capital Gains Tax (CGT): What You Need to Know

Leave a Comment / Tax Advice / Jamie Roach

The recent Budget introduced significant changes to Capital Gains Tax (CGT) rates, affecting individuals, business owners, and shareholders alike. These changes are crucial for those planning to dispose of assets or sell a business, as they could significantly impact your tax liabilities. Overview of the Main CGT Changes Effective immediately: Main CGT Rates: The tax rate

Recent Changes to Capital Gains Tax (CGT): What You Need to Know Read More »

Autumn Budget 2024: Key Changes to Stamp Duty Land Tax (SDLT)

Leave a Comment / Budget Announcement / Jamie Roach

In the recent Autumn Budget, Chancellor Rachel Reeves announced an immediate stamp duty hike impacting landlords and homeowners purchasing additional properties. What is Stamp Duty Land Tax (SDLT)? Stamp Duty Land Tax (SDLT) is a tax applied in England and Northern Ireland when you purchase property or land above a certain price. It is typically

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New Tax Rules for Double Cab Pick-Up Vehicles (DCPUs)

Leave a Comment / Tax Advice / Jamie Roach

In the Autumn Budget 2024, the government has announced a raft of changes that will affect the provision of company vehicles. Following a recent Court of Appeal judgement, the government will change how double cab pick-up vehicles (DCPUs) with a payload of one tonne or more are classified for tax purposes. Starting from: DCPUs will

New Tax Rules for Double Cab Pick-Up Vehicles (DCPUs) Read More »

How to prepare an exit planning strategy for your business

The Importance of Exit Planning: Why Every Business Owner Should Prepare Early

Leave a Comment / Business Advice / Jamie Roach

For many business owners, the day will come when they need to consider selling their business. Whether it’s to retire, pursue new ventures, or pass the reins to someone else, selling a business can be a complex and challenging process. What many owners don’t realise is that up to 95% of businesses fail to sell.

The Importance of Exit Planning: Why Every Business Owner Should Prepare Early Read More »

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enquiries@jwraccountants.co.uk

Jamie Roach

Using Personal Funds for Your Business? Here’s How to Qualify for Interest Tax Relief.

Spring Statement 2025 Explained: Clarifications and Highlights

The Risks of Having a Sole Director for Your Company

Effective Tips for End of Year Tax Planning

Changes to Employers’ NIC: What They Mean for Your Business

Did the Chancellor make you rethink your future?

Recent Changes to Capital Gains Tax (CGT): What You Need to Know

Autumn Budget 2024: Key Changes to Stamp Duty Land Tax (SDLT)

New Tax Rules for Double Cab Pick-Up Vehicles (DCPUs)

The Importance of Exit Planning: Why Every Business Owner Should Prepare Early

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