Jamie Roach

Succession Planning for Businesses

Protecting Your Bloodline. How to Safeguard Family Wealth

When we talk about protecting your bloodline, we mean protecting business value from leaving the family. For many business owners, transferring shares to children or other family members is a key part of long‑term succession planning. However, these well‑intentioned gifts can create unexpected risks. If shares in your business are gifted to family members and […]

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Electric Vehicle Tax Relief

Electric Vehicle Tax Relief: A Practical Guide to Smarter Car Buying Decisions

Electric Vehicle Tax Relief attracts buyers with bold promises and clean incentives. However, smart buyers also study depreciation and timing. Therefore, the best deal rarely depends on relief alone. Instead, value comes from blending tax benefits with market prices. Moreover, businesses should compare new and nearly new options carefully. Consequently, this guide explains the numbers

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FSCS Bank Protection Increase

FSCS Protection Limit Rises to £120,000: What It Means for Your Business

From the start of December 2025, the Financial Services Compensation Scheme (FSCS) protection limit has increased from £85,000 to £120,000 per eligible depositor, per authorised bank, building society or credit union. This change, announced by the Prudential Regulation Authority (PRA), strengthens the safety net available to both individuals and businesses in the event that their

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UK Bank Protection

Bank Protection – What Business Owners Should Know

Under the Financial Services Compensation Scheme (FSCS), eligible deposits are protected up to £85,000 per account holder, per banking licence. This protection applies if a bank, building society, or credit union fails and is unable to return your funds. In practical terms, this means that if your business holds, for example, £300,000 in a single

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HMRC Rules for Christmas Parties and Staff Gifts 2025

As the year draws to a close and the festive season approaches, many UK businesses are busy planning Christmas parties, team celebrations, and staff gifts. Before you finalise your christas plans, it’s important to understand how HMRC’s tax rules apply to staff entertainment and seasonal presents. This guide explains the key HMRC rules for Christmas

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Employing Your Children During the School Holidays: A Practical and Tax-Efficient Strategy

As the summer holidays progress, many business-owning parents face the annual challenge of keeping their children occupied. One productive — and often overlooked — option is involving your child in your business in a legitimate, structured way. Can My Child Legally Work in My Business? Children aged 13 and over can legally undertake part-time work

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When to use Personal Finance to Support your Business

Using Personal Funds for Your Business? Here’s How to Qualify for Interest Tax Relief.

There may be times when raising funds through your company isn’t straightforward—especially with tighter lending conditions or delays in accessing business finance. In these situations, some directors or shareholders choose to borrow personally and then introduce those funds into the company, either by lending the money to it or subscribing for shares. While personal borrowing

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Spring Statement 2025 Explained Clarifications and Highlights

Spring Statement 2025 Explained: Clarifications and Highlights

The Chancellor’s Spring Statement 2025 delivered as promised – no major tax announcements – but there were important clarifications and updates which may affect you or your business. We’ve summarised the key points below: Making Tax Digital (MTD) – Timeline Updates The government has now confirmed that MTD for Income Tax will apply to most

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Risks of Running a business as a sole director

The Risks of Having a Sole Director for Your Company

Running a business as a sole director may seem straightforward, but it carries significant risks that can create operational and legal challenges. Recent developments, including legal cases, highlight why relying solely on one director could jeopardise the continuity and decision-making capability of your company. Here’s what you need to know: If Something Happens to the

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