Jamie Roach

From the start of December 2025, the Financial Services Compensation Scheme (FSCS) protection limit has increased from £85,000 to £120,000 per eligible depositor, per authorised bank, building society or credit union. This change, announced by the Prudential Regulation Authority (PRA), strengthens the safety net available to both individuals and businesses in the event that their […]

Every business owner should have one eye on their eventual exit. If it’s planned properly, a sale can reward you with the capital sum you deserve for years of hard work. Exit planning isn’t something to leave until the last minute it’s a process that ideally starts years in advance. This gives you time to

Under the Financial Services Compensation Scheme (FSCS), eligible deposits are protected up to £85,000 per account holder, per banking licence. This protection applies if a bank, building society, or credit union fails and is unable to return your funds. In practical terms, this means that if your business holds, for example, £300,000 in a single

As the year draws to a close and the festive season approaches, many UK businesses are busy planning Christmas parties, team celebrations, and staff gifts. Before you finalise your christas plans, it’s important to understand how HMRC’s tax rules apply to staff entertainment and seasonal presents. This guide explains the key HMRC rules for Christmas